Introduced on 4th May, the new Debt Respite Scheme, also known as ‘Breathing Space’, could have a significant impact on residential landlords considering possession proceedings to recoup rent arrears. So, what do registered providers (RPs) need to be aware of and what steps must they now take when considering bringing legal proceedings against tenants?
Implemented to give those facing debt problems protection from their creditors, the Debt Respite Scheme includes two types of Breathing Spaces; Standard Breathing Space and Mental Health Crisis Breathing Space. Standard Breathing Space is available to anyone with problem debt and provides an individual with legal protection from creditor action for up to 60 days. This includes most enforcement action being paused, the prevention of contact from creditors and the freezing of most interest charges on the debt.
The Mental Health Crisis Breathing Space is only available to a person receiving mental health crisis treatment, with protection lasting as long as the individual’s treatment lasts, plus 30 days after their treatment ends.
TV presenter and architect George Clarke looks at the global shortage of construction materials.
The global pandemic has been difficult for everyone. I still remember the turmoil in the first few weeks of the national lockdown with everyone trying to work out what we could do and couldn’t do.
Construction was allowed to continue and was seen as ‘essential work’ to the UK economy.
However, there was still massive disruption across the industry. Fearful of catching the virus some construction workers simply wouldn’t turn up to work, others found it difficult to travel to physically get to site.
Some would catch the virus and have to self-isolate for weeks, others would catch the virus and not make it through. My heart goes out to anyone who lost a friend or relative to Covid.
George Clarke explores the contradictions in government housing policy
So, the government has published a new, draft National Model Design Code (NMDC) to ‘bring back beauty’ to the way new-build homes and estates are built across the country.
Following on from the ‘Building Better Building Beautiful Commission’ that published its report in January 2020, the government has since appointed URBED, a design and research company based in Manchester, to produce a checklist of design principles to consider for new developments covering everything from urban design to street character, facades, building types, environmental design and well-being.
In a sector where the demand far outpaces supply, and as the cost of living continues to rise in the UK, housing associations are under increasing pressure to deliver affordable housing.
Spindogs addresses the challenges faced by housing associations and discusses the opportunities offered by digital.
Technological capabilities and tenant expectations are rapidly changing, placing even greater pressures on housing associations. Increased demands create an increased need to invest in new technologies to better service users.
The benefits of an organisation-wide training programme are too big to ignore. It’s an investment in your staff, your organisation and most importantly of course, your tenants. The true cost of choosing not to upskill staff could ultimately be loss of life, as well as loss of reputation, downgrading by the Regulator and the financial cost in terms of legal fees, fines and compensation.